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Data Protection Statement

This Data Protection Statement describes our policies and procedures on the collection, use and disclosure of your information when you use our services and tells you about your privacy rights and how the law protects you.

Finór Finance uses your personal data to provide business finance services, manage customer relationships and meet our legal and regulatory obligations. By using our service, you agree to the collection and use of information in accordance with this privacy policy.

Interpretation and Definitions

The words of which the initial letter is capitalized have meanings defined under the following conditions. These definitions shall have the same meaning regardless of whether they appear in singular or plural.

Terms are defined as follows:

  • Account means a unique account created for you to access our service.
  • Company (“we”, “us”, “our”) refers to Finór Finance, Clashcollaire, Callan, Co. Kilkenny, R95 XH21.
  • Cookies means small files placed on your device to store browsing data.
  • Country refers to Ireland.
  • Device means any device that can access the service.
  • Personal Data means any information relating to an identified or identifiable individual.
  • Service refers to the website www.finorfinance.ie and related services.
  • Service Provider means third parties who process data on our behalf.
  • Usage Data refers to data collected automatically when using the service.
  • You means the individual or entity using the service.

Although we provide business finance services, we process personal data relating to:

  • Sole traders
  • Directors and business owners
  • Guarantors
  • Business contacts

We may collect and process the following categories of personal data:

  • Identification data (e.g. name, date of birth)
  • Contact details (e.g. address, phone number, email)
  • Financial data (e.g. bank details, credit history)
  • Business information (e.g. company details, role)
  • Verification documents (e.g. ID documentation)
  • Usage and technical data

Usage data is collected automatically when using the service.

  • This may include IP address, browser type, pages visited, time spent, and device identifiers.
  • We may collect this information via website analytics tools and similar technologies.

We collect this directly:

  • From you
  • From brokers, dealers or intermediaries
  • Credit reference agencies
  • Public sources such as the Companies Registration Office
  • Through our website

We use cookies and similar technologies to improve website functionality and analyse usage. Please refer to our Cookie Policy for full details.

We rely on the following legal bases under GDPR:

  • Contractual necessity
  • Legal obligations (including AML and regulatory requirements)
  • Legitimate interests (e.g. fraud prevention, risk management)
  • Consent (where required, such as marketing communications)

We may share your personal data with:

  • Credit reference agencies
  • Financial Institutions / Funding Providers
  • Service providers and IT partners
  • Professional advisers
  • Regulators, including the Central Bank of Ireland
  • Debt collection partners where necessary

We retain your personal data for the duration of our relationship with you and typically for up to 6 years afterwards.

In certain cases, we may retain data for up to 10 years where required for legal, regulatory, or legitimate business purposes.

Your data may be processed outside Ireland or the European Economic Area. Where this occurs, we ensure appropriate safeguards are in place in accordance with GDPR.

Your personal data may be transferred in the event of a business sale, merger, or acquisition.

We may disclose your data where required by law or regulatory authorities.

  • To comply with legal obligations
  • To protect our legal rights
  • To prevent fraud or wrongdoing
  • To ensure the safety of users and the public

We implement appropriate technical and organisational measures to protect your personal data. However, no system is completely secure.

Our services are not directed at individuals under 18, and we do not knowingly collect data from children.

Our website may contain links to third-party sites. We are not responsible for the privacy practices of those websites.

Embedded Content from Other Websites
Embedded content (e.g. videos, images) behaves as if you visited the originating website and may collect data about you.

You have the right to:

  • Access your personal data
  • Correct inaccuracies
  • Request deletion (where applicable)
  • Restrict or object to processing
  • Request data portability

To exercise your rights, contact us at info@finorfinance.ie.

If you have any concerns about how we handle your personal data, we encourage you to contact us in the first instance so that we can address your concerns promptly.

You can contact us using the details below:

  • Email: info@finorfinance.ie
  • Postal Address: Data Protection Lead, Clashcollaire, Callan, Co Kilkenny.

We will investigate your complaint and respond as soon as possible, in line with our complaints policy. If you are not satisfied with our response, you have the right to lodge a complaint with your local data protection authority. In Ireland, this is:

Data Protection Commission (DPC)
21 Fitzwilliam Square South
Dublin 2, D02 RD28
Ireland

Website: https://www.dataprotection.ie

We may update this statement from time to time. Updates will be posted on this page.

If you have any questions about this Data Protection Statement you can contact us:

  • By phone: 056 770 6551
  • By email: info@finorfinance.ie
  • By post: Clashcollaire, Callan, Co. Kilkenny, R95 XH21

Legal Links

Quicklinks to our other legal documents.